Role Responsibilities
As an AML Compliance Officer I, you will support the execution and continuous
improvement of the Anti-Money Laundering (AML) Compliance Program.
This role is responsible for analyzing suspicious transaction alerts, conducting
investigations, identifying latest trends, and ensuring adherence to regulatory
requirements while collaborating with global and local teams.
* Analyze suspicious or atypical transactions generated through AML monitoring
systems and collaborate with global compliance teams to review alerts, share
insights, and ensure alignment across regions.
* Conduct investigations and document findings, providing clear and
well-supported recommendations based on internal policies and regulatory
requirements.
* Escalate and present cases to the local AML Compliance Committee.
* Prepare and submit regulatory reports to local authorities in accordance with
applicable laws and requirements.
* Support the development and implementation of controls and monitoring rules
to mitigate the risk of money laundering across different channels and
products.
* Monitor customer activity and behavior to identify potential risks related to
money laundering or financial crime.
* Contribute to the continuous improvement of the AML Compliance Program,
proposing process enhancements and automation opportunities using Artificial
Intelligence as applicable.
* Develop and maintain key risk indicators (KRIs), metrics, and dashboards
using Business Intelligence platforms.
* Ensure all activities are conducted in compliance with internal policies,
governance standards, and regulatory frameworks.
* Stay updated on regulatory changes, industry’s best practices, and emerging
risks related to financial crime.
Role Requirements
* Minimum 3 -4 years of experience in the financial institution , preferably in
Compliance, Anti-Money Laundering (AML) or related areas.
* Strong analytical and problem-solving skills, with the ability to assess
complex information and draw sound conclusions.
* Knowledge of AML regulations, compliance frameworks, and suspicious activity
investigations.
* Proven ability to apply regulatory requirements e internal policies when
evaluating customer activity and identifying suspicious behavior.
* Excellent written and verbal communication skills, with the ability to
clearly document investigations and present findings.
* Strong attention to detail and organizational skills with the ability to
manage multiple priorities
* Good interpersonal skills and ability to collaborate effectively with
cross-functional and global teams.
* Technical skills: familiarity with data analysis tools such as Python,
Business Intelligence platforms (e.g., Power BI) and Artificial Intelligence.
* Ability to work in a fast-paced and regulated environment with high levels of
accuracy and accountability.
* Proactive mindset with a strong commitment to ethics and compliance
standards.
* Good comprehension and speaking skills in English. Spanish is a differential.
Workplace Option
Western Union values in-person collaboration, problem solving, and ideation
whenever possible. We believe this fosters common ways of working and supports
how we execute initiatives for our customers. The expectation is to work from
the office a minimum of three days a week.
BENEFITS AND OTHER DETAILS
Benefits
You will also have access to short-term incentives, multiple health insurance
options, accident and life
insurance, and access to best-in-class development platforms, to name a few.
Please see the benefits below specific to your country. If applicable,
additional role-specific benefits will be mentioned during your interview
process or in an offer of employment.
Your Brazil-specific benefits include:
* Medical (CarePlus) and dental (Privian) assistance: plans with no fixed
contribution, with co-participation in consultations and exams
* Life insurance
* Food voucher
* Meal voucher
Other Details
We are passionate about honoring our employee's identity and fostering a feeling
of belonging. Our commitment is to provide an inclusive culture that celebrates
the unique backgrounds and perspectives of our global teams while reflecting the
communities we serve. We do not discriminate based on race, color, national
origin, religion, political affiliation, sex (including pregnancy), sexual
orientation, gender identity, age, disability, marital status, or veteran
status. The company will provide accommodation to applicants, including those
with disabilities, during the recruitment process, following applicable laws.
Estimated Job Posting End Date:
08-31-2026
This application window is a good-faith estimate of the time that this posting
will remain open. This posting will be promptly updated if the deadline is
extended or the role is filled.